Explore our checking account benefits.

Greatness starts with the right tools and services to help you realize financial success.

Features and Benefits

Get the products and services you need to move forward and the support of a bank that’s invested in you.

Features and Benefits

Get the products and services you need to move forward and the support of a bank that’s invested in you.

STAR

For those who prefer a non-interest-bearing account.

Open Account

STAR PLUS

Build on your strong foundation with an interest-bearing account

Open Account

Minimum balance

$0 

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$0

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Monthly service charge

$0

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$0

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Easy online account opening

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Debit card

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Access to over 55,000 ATMs at no charge<sup>1</sup>

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Free personal checks

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Stop payment fee

$30 

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$30

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<a href="/zelle">Zelle®</a><sup>2</sup>

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Out of network ATM rebates

0

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4 per month

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Earns interest

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1Surcharge-free guarantee– Texas Capital Bank guarantees you will not pay a surcharge at any Allpoint® ATM. Some locations may have more than one ATM, not all of which are part of the Allpoint® Network. Check the ATM for the Allpoint® logo to ensure it's the right one. If you ever have a surcharge from an Allpoint® ATM, contact us at 1.877.839.2265 or [email protected] and we will refund the surcharge while we check into the error. Please note: If you're prompted to accept a surcharge, press "yes" to accept and proceed with your withdrawal. You will not be charged or we will refund your fee.

2Zelle and the Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.