Build for tomorrow with our Savings accounts.

Move towards financial wellness by earning a competitive interest rate with no monthly service charge — all while saving cash you don’t plan to use right away. 

Features and Benefits

Get the products and services you need to move forward and the support of a bank that’s invested in you.

Features and Benefits

Get the products and services you need to move forward and the support of a bank that’s invested in you.

STAR SAVINGS ACCOUNT

 

Let's make greatness happen. Earn a competitive interest rate to maximize your personal savings for brighter tomorrows.

Open Account

STAR HIGH-YIELD SAVINGS ACCOUNT

 

Your future, emboldened with possibility. Earn more with this account designed exclusively for Texans.

Open Account

Texas residency requirement

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Interest rate

2.10%

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3.58%

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Annual percentage yield (APY)

2.12%

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3.65%

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Balance tier

All Balances

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$0.01 - $1,000,0001

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Monthly service charge

$0

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$0

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Minimum opening balance

$0

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$0

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Interest compounded daily

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Online and mobile banking with account alerts

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FDIC insurance protection

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Annual Percentage Yield (APY) is accurate as of Tuesday, February 24, 2026. APY is variable and subject to change at any time without notice. No monthly service charge or minimum balance requirement.

The Star High-Yield Savings Account is limited to Texas residents only. If you are not a Texas resident, you will be presented with an offer for our Star Savings Account product. 

1Your daily balance up to and including $1,000,000 will earn the disclosed annual percentage yield (APY). Any portion of your daily balance greater than $1,000,000.00 will earn an annual percentage yield (APY) of 2.12. Rates are subject to change at any time.

Build for tomorrow with our Star Savings account.

Move towards financial wellness by earning a competitive interest rate with no monthly service charge — all while saving cash you don’t plan to use right away. 

 

  • No monthly service charge
  • Earns interest
  • Interest credited quarterly
  • Unlimited transactions
  • Online and mobile banking with account alerts
  • FDIC Insurance protection

Annual Percentage Yield (APY) is accurate as of Tuesday, February 24, 2026. APY is variable and subject to change at any time without notice. No monthly service charge or minimum balance requirement.

Saving with your future in mind.

Reach your savings goals quicker by growing your funds in a secure savings account that earns you interest as you save.

Features and Benefits

Earn a competitive interest rate with no minimum balance requirement.

Features and Benefits

Earn a competitive interest rate with no minimum balance requirement.

CONSUMER SAVINGS

Securely grow and access your funds.

Open Account

SAVINGS - MINOR 

Parent or guardian must be a joint owner on the account.1

Open An Account

Monthly service fee

$0

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$0

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Minimum opening

$100

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$25

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Earns interest

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Interest credited quarterly

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Interest compounded daily<sup>2</sup>

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Visa® Debit Card upon request

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Online and mobile banking with account alerts

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FDIC insurance protection

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1Savings-minor account must be set up at a Texas Capital Bank branch location with a parent or gaurdian present. Parent or guardian's and minor's proof of identification must be brought in order to open the account.

2Interest is calculated on the daily collected balance.