Select Your Product

Checking

Explore our checking account benefits.

Greatness starts with the right tools and services to help you realize financial success.

Features and Benefits

Get the products and services you need to move forward and the support of a bank that’s invested in you.

Features and Benefits

Get the products and services you need to move forward and the support of a bank that’s invested in you.

STAR

For those who prefer a non-interest-bearing account.

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STAR PLUS

Build on your strong foundation with an interest-bearing account

Open Account

Minimum balance

$1,500

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Monthly service charge

$12

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Easy online account opening

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Debit card

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Access to over 55,000 ATMs at no charge1

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Free personal checks

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Stop payment fee

$35

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$30

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<a href="/zelle">Zelle®</a>2

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Out of network ATM rebates

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4 per month

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Earns interest

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¹Surcharge-free guarantee– Texas Capital Bank guarantees you will not pay a surcharge at any Allpoint® ATM. Some locations may have more than one ATM, not all of which are part of the Allpoint® Network. Check the ATM for the Allpoint® logo to ensure it's the right one. If you ever have a surcharge from an Allpoint® ATM, contact us at 1.877.839.2265 or [email protected] and we will refund the surcharge while we check into the error. Please note: If you're prompted to accept a surcharge, press "yes" to accept and proceed with your withdrawal. You will not be charged or we will refund your fee.

²Zelle and the Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Money Market

Grow your wealth with a Star Money Market account.

Go after your goals while having access to your funds when you need it most.

No monthly service charge
Interest credited monthly and compounded daily
$500 minimum daily ledger balance

Unlimited transactions
FDIC Insurance protection

Open an Account

Annual Percentage Yield (APY) is accurate as of Tuesday, February 24, 2026. APY is variable and subject to change at any time without notice. No monthly service charge. Minimum balance requirement of $500 to obtain the APY. Fees could reduce the earnings on the account.

¹Surcharge-free guarantee – Texas Capital Bank guarantees you will not pay a surcharge at any Allpoint® ATM. Some locations may have more than one ATM, not all of which are part of the Allpoint® Network. Check the ATM for the Allpoint® logo to ensure it's the right one. If you ever have a surcharge from an Allpoint® ATM, contact us at 1.877.839.2265 or [email protected] and we will refund the surcharge while we check into the error. Please note: If you're prompted to accept a surcharge, press "yes" to accept and proceed with your withdrawal. You will not be charged or we will refund your fee.

Savings

Build for tomorrow with our Star Savings account.

Move towards financial wellness by earning a competitive interest rate with no monthly service charge — all while saving cash you don’t plan to use right away.

No monthly service charge
Earns interest
Interest credited quarterly

Unlimited transactions
Online and mobile banking with account alerts
FDIC Insurance protection

Open an Account

Annual Percentage Yield (APY) is accurate as of Tuesday, February 24, 2026. APY is variable and subject to change at any time without notice. No monthly service charge or minimum balance requirement.

Checking

Features and Benefits

Accounts specifically designed with the unlimited potential of your future in mind.

Features and Benefits

Accounts specifically designed with the unlimited potential of your future in mind.

Capital Interest Checking

Banking on your terms.

Open Account

Premier Checking

Invest in your future with our personalized care.

Open Account

Fully digital account opening

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Debit card with high transaction limits

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Zelle®

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Access to over 55,000 ATMs at no charge

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Free personal checks

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No fees on everyday banking transactions1

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No stop payment fees

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Out of network ATM rebates

4 per month

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Unlimited

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Premium interest rates

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PENDING TEXT

Learn More

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Learn More

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¹Everyday banking transactions fees include: stop payment, overdraft, and uncollected funds.

²Surcharge-free guarantee - Texas Capital Bank guarantees you will not pay a surcharge at any Allpoint^® ATM. Some locations may have more than one ATM, not all of which are part of the Allpoint^® Network. Check the ATM for the Allpoint^® logo to ensure it's the right one. If you ever have a surcharge from an Allpoint^® ATM, contact us at 1.877.839.2265 or [email protected] and we will refund the surcharge while we check into the error. Please note: If you're prompted to accept a surcharge, press "yes" to accept and proceed with your withdrawal. You will not be charged or we will refund your fee.

Money Market

Features and Benefits

High-yield accounts that earn interest, and your funds remain accessible from your debit card.

Features and Benefits

High-yield accounts that earn interest, and your funds remain accessible from your debit card.

MONEY MARKET

Secure access you can depend on.

Open Account

PREMIER MONEY MARKET

Empowering you to counter the unexpected.

Open Account

Minimum Opening

$100

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$100

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Minimum Daily Ledger Balance to Earn Interest

$500

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$500

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Interest Credited Monthly

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Interest Compounded Daily 1

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Visa® Debit Card Upon Request

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Unlimited Transactions

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FDIC Insurance Protection

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Requires Premier Checking

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Out-of-Network ATM Fee Rebates Per Month

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Unlimited

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Monthly Service Fee

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Waived monthly service fee²

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For additional information please see our Disclosures.

^Interest is calculated on the daily collected balance.

²There's no monthly service fee when you maintain a minimum daily balance of $25,000 across combined Premier accounts. Otherwise, a $25 monthly service fee will be assessed.

³Surcharge-free guarantee - Texas Capital Bank guarantees you will not pay a surcharge at any Allpoint® ATM. Some locations may have more than one ATM, not all of which are part of the Allpoint® Network. Check the ATM for the Allpoint® logo to ensure it's the right one. If you ever have a surcharge from an Allpoint® ATM, contact us at 1.877.839.2265 or [email protected] and we will refund the surcharge while we check into the error. Please note: If you're prompted to accept a surcharge, press "yes" to accept and proceed with your withdrawal. You will not be charged or we will refund your fee.

Savings

Features and Benefits

Earn a competitive interest rate with no minimum balance requirement.

Features and Benefits

Earn a competitive interest rate with no minimum balance requirement.

CONSUMER SAVINGS

Secure access you can depend on.

Open Account

SAVINGS - MINOR

Parent or guardian must be a joint owner on the account

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Minimum Opening

$100

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$25

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Earns Interest

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Interest credited quarterly

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Interest Compounded Daily 1

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Visa® Debit Card Upon Request

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Online and mobile banking with account alerts

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FDIC Insurance Protection

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Monthly Service Fee

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¹Interest is calculated on the daily collected balance.

²Rates on all checking, savings and money market account types are for personal accounts only and are subject to change at any time without notice. Interest on checking and money market accounts is compounded daily on the collected balance and paid monthly. For savings accounts, interest is compounded daily on the collected balance and paid quarterly. $100 minimum opening deposit for Capital Interest Checking, Money Market, and Personal Savings accounts. Savings-Minor account has a $25 minimum opening deposit. Fees may reduce earnings on accounts.