Our comprehensive, integrated platform means you work with one trusted partner across your entire capital structure. We provide working capital and liquidity solutions — revolving credit, equipment financing and cash management — tailored to your operating cycle. For growth, we offer term loans, acquisition debt, working capital add-ons, private debt and mezzanine financing for both organic expansion and bolt-on acquisitions.

Our M&A advisory and financing capabilities give you end-to-end support from target identification through deal close, combined with committed debt financing, so you control both process and capital structure. For deals exceeding our appetite, we lead and arrange syndications with our network of institutional lenders while maintaining your relationship ownership throughout. We also provide deposit products, payment processing, foreign exchange and liquidity management to optimize your working capital and cash position. Every client receives a bespoke capital structure tailored to their business reality — we don't force standardized products.

Our Middle Market Bankers average 20+ years of industry and banking experience and can speak fluently to your sector’s economics, cycles and regulatory landscape. 

We can provide direct references within your industry demonstrating outcome-driven advisory and execution capability. As a Texas-headquartered bank, we have deep roots in the state's most dynamic markets and maintain offices across major metros to ensure on-the-ground relationship continuity.  

We provide upfront term sheets tied to your credit profile and collateral and market conditions. Our rates are competitive with larger regional and national banks for midmarket credits. We compete on value, not discount pricing, and invest those margins back into serving our clients and building bespoke solutions and tools tailored to our client’s priorities.

All fees — origination, commitment, annual, covenant waivers, amendment — are disclosed in writing before deal close. We value multiyear partnerships and have nothing to hide.  

Our loan portfolio exceeds $3.5 billion, and we have uncommitted capacity to support growing midmarket borrowers. Texas Capital is publicly traded and maintains peer leading capital and liquidity. 

If your growth trajectory moves you beyond our appetite, we lead and arrange syndications to meet your needs while maintaining your core relationship. We grow with our clients and don't push maturing companies to larger institutions when it suits our balance sheet.

Absolutely. In addition to a dedicated in-market relationship manager who knows your business, understands your goals and serves as your primary point of contact for all your middle market banking needs, you’ll have access to Texas-based partners in Treasury, Equipment Finance, SBA Lending a Private and Investment Banking.