Employee Benefit Banking
At Texas Capital Bank, we don't think in years. We think in decades and legacies. That's why we're sharing our Employee Benefit Banking solutions with you.
Employee Benefit Banking
At Texas Capital Bank, we don't think in years. We think in decades and legacies. That's why we're sharing our Employee Benefit Banking solutions with you.
A Holistic Approach to Financial Well-Being
Employee benefits focused on financial well-being typically consist of two key elements: financial management and wealth creation. With Employee Benefit Banking, Texas Capital Bank delivers the value of the whole bank packaged for your benefit.
With our comprehensive workplace financial solution, a variety of products and services are available including:
Financial Wellness Courses
Planning & Investment Services
Online Banking & In-Person Service
Texas-Based Expertise
Competitive Rates
Employee Benefit Banking Products
Combining the best features from all our personal banking products, we’ve specially designed and packaged the following products.
Employee Benefit Banking Checking
Enjoy a digital-first experience with no minimum balance requirements while you earn interest on your cash.
- $0 monthly service charge1
- No minimum balance requirement 2
- Fee-free access to 55,000+ ATMs3
- Earn 0.50 Annual Percentage Yield4
- Online and mobile banking with account alerts
- FDIC Insurance protection5
Texas Capital Bank Deposit Rates - Employee Benefit Banking
| Account Type | Interest rate | apy |
|---|---|---|
| Employee Benefit Banking Checking | 0.50 | 0.50 |
| Employee Benefit Banking Savings | 2.10 | 2.12 |
Rates on all Texas Capital Bank Employee Benefit Banking Accounts are subject to change at any time without notice.
Employee Benefit Banking Savings
Earn a competitive interest rate with no monthly service charge while you save.
- $0 monthly service charge1
- No minimum balance requirement2
- Earn 2.12 Annual Percentage Yield4
- Waived wire transfer fees
- FDIC Insurance protection5
Texas Capital Bank Deposit Rates - Employee Benefit Banking
| Account Type | Interest rate | apy |
|---|---|---|
| Employee Benefit Banking Checking | 0.50 | 0.50 |
| Employee Benefit Banking Savings | 2.10 | 2.12 |
Rates on all Texas Capital Bank Employee Benefit Banking Accounts are subject to change at any time without notice.
Online Courses: Financial Wellness
Texas Capital Bank is committed to supporting your financial wellness through the TCB “FIT” Financial Instructional Tools program. This is a series of short, interactive courses that will provide tips and advice to help you and your family become more savvy savers and plan for your long-term financial future. Click the link below to start an interactive course appropriate to your life stage.
Contact Our Experts
1To avoid being assessed a service charge of $15, an account must have a monthly direct deposit of any amount.
2There is no minimum balance required to open this account. This account must be funded within 25 business days to avoid account closure.
3 Surcharge-free guarantee– Texas Capital Bank guarantees you will not pay a surcharge at any Allpoint® ATM. Some locations may have more than one ATM, not all of which are part of the Allpoint® Network. Check the ATM for the Allpoint® logo to ensure it's the right one. If you ever have a surcharge from an Allpoint® ATM, contact us at 1.877.839.2265 or [email protected] and we will refund the surcharge while we check into the error. Please note: If you're prompted to accept a surcharge, press "yes" to accept and proceed with your withdrawal. You will not be charged or we will refund your fee.
4For both checking and savings accounts, interest is compounded daily on the collected balance and paid monthly. APY and rates are accurate as of Thursday, December 04, 2025. APY and rates are variable and subject to change at any time without notice.
5Texas Capital Bank d/b/a Texas Capital is a member of FDIC.The sum of your total deposits with Bask Bank and Texas Capital Bank is insured to at least $250,000 per depositor for each account ownership category. Please see Terms and Disclosures for details.
Texas Capital Bank is a wholly owned subsidiary of Texas Capital Bancshares, Inc. We are headquartered in Dallas, Texas, and work with clients across the country. All services are subject to applicable laws, regulations and service terms.