Global Connectivity, From the Heart of Texas 

Texas Capital’s FX offering is more than just a payments platform, it’s a deeply experienced team that offers an array of customized foreign exchange solutions. Our FX team has extensive experience in providing strategic guidance, paired with an industry leading product platform that allows us to be your trusted resource for all FX needs. 

Risk Management and Strategic Expertise | Your Partner for Global Ambition 

Texas Capital’s FX Desk offers customized foreign exchange solutions for businesses of all types, ranging from family-owned small businesses to the largest multinational public companies. We are here to help the best clients in our markets conduct business across the globe.   

• Education: Work with clients to enhance their internal knowledge via risk management learning sessions to enable a better understanding of best practices and strategies to reduce the impact of currency volatility.
• Cross Border M&A: Comprehensive suite of strategic advisory, acquisition finance, escrow and other capital solutions, including pre/post-close FX risk management, to support our clients’ international ambitions.
• Hedging: As foreign exchange and hedging requirements become more complex, we assist our clients in assessing, structuring and executing sophisticated FX derivative transactions, including forwards, non-deliverable forwards, options and cross currency swaps.
• Market Insight: The international business landscape is constantly changing, with a multitude of monetary policy, political and other factors creating potential risk for your business. Our team provides frequent updates and insights to assist our clients in navigating their international exposures.
• Committed to Our Clients: Texas Capital is not just where we do business – it’s how we do business globally. We encourage you to meet with our in-house experts and see what sets us apart. 

Products to Serve Our Clients’ Growing Needs 

Texas Capital continues to deliver against our strategy to offer best-in-class services to meet our clients’ growing international needs. Our Global Banking platform delivers the FX capabilities described below on par with our global banking peers.

• In-House FX Liquidity: While many banks use an intermediary to access FX liquidity, Texas Capital directly transacts in the FX markets, ensuring efficient market access and competitive execution for our clients.
• Foreign Currency Deposit Accounts: Our clients active in global markets often must hold currencies other than the U.S. dollar. Our virtual deposit account offering allows Texas Capital clients to manage both domestic and international payments, deposits and balances in 35 different currencies, all managed from a single account interface.
• FX Execution Portal: Texas Capital’s Global Banking portal empowers clients to price and execute their own spot and hedging transactions, and to view and send wires from their Foreign Currency Demand Account (FCDA)¹. Digital access to the FX Desk reduces manual processing and streamlines the client experience.
• Foreign Currency Lending: Borrowing in foreign currency is an effective way to match global assets and liabilities, helping to achieve a desired funding balance. Subject to credit and facility features, Texas Capital assists clients across the globe to access loans and other credit facilities in foreign currencies. 

International Payment Solutions

Accessed through our proprietary BankNow treasury platform, Texas Capital Global Banking is our international payment solution that provides real-time visibility into the entire trade lifecycle. Offering multiple channels of FX execution, our FX team is ready to address your team's FX needs. 

Global Banking | Sophisticated Online Trading Platform 

Global Banking is a premier online trading solution that empowers treasurers, and others, to utilize more sophisticated tools to either lock in spot transactions for near-term settlement or execute hedges to reduce exposure to exchange rate volatility.

• Single Sign On: Ease of access is critical for our clients, which is why Global Banking is fully integrated into Texas Capital’s online treasury portal BankNow. After logging in, Global Banking appears alongside other modules such as ACH/Wire Transfers and Integrated Payables.
• Robust Features: A streamlined experience makes it easy for our clients to handle international business needs. Global Banking consolidates order management, sales and trading, settlement operations, risk management, payments and wires, and Foreign Currency Deposit Accounts into a single portal.
• Streaming Rates: While many of our peers use third parties to outsource their FX, our in-house liquidity connects Texas Capital directly into global currency markets. Direct connectivity enables better visibility in volatile markets, along with pricing competitive with our global peers.
• Multichannel Execution: Whether clients prefer an automated experience via Global Banking, or a more personalized relationship dealing directly with our FX Desk, we provide multichannel execution for maximum optionality.

FX Accounts | Fully Servicing Clients’ Global Needs 

Texas Capital is the first Texas headquartered bank that can fully service our clients’ global currency account needs. With offerings in 35 different currencies, we can facilitate our clients’ international business in the largest developed economies through expanding emerging markets.

• Foreign Currency Deposit Accounts (FCDA): As clients continue to expand their business internationally, there may be a need to open non-USD denominated accounts. Our FCDA’s are offered in 35 different currencies, allowing clients to hold balances and make payments from these accounts.
• Incoming FX Conversions²: For clients that receive FX payments but wish to convert them into their USD Account, Texas Capital can receive the FX on your behalf without setting up a FCDA. Clients simply need to provide their third party with our FX Standard Settlement Instructions (SSIs) to immediately start receiving international FX payments.