Earn up to $200 with a new Star Plus Checking Account
Earn a $50 Welcome Bonus — plus up to $150 more when you complete qualifying activities. See terms for details.
Earn up to $200 with a new Star Plus Checking Account
Earn a $50 Welcome Bonus — plus up to $150 more when you complete qualifying activities. See terms for details.
How to Qualify
Open a new Star Plus Checking Account between April 1, 2026, and June 30, 2026, and complete the following activities during the Reward Period to receive a one-time $50 Welcome Bonus and up to three $50 Activity Bonuses†. See terms for details.
$50 Welcome Bonus Offer
Open a new Star Plus Checking Account.
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Make one or more qualifying deposits totaling at least $1,500 during the Reward Period.
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Receive a one-time $50 Welcome Bonus.
$150 Activity Bonus Offer
Use your debit card to complete five or more qualifying purchases totaling at least $300.
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Have an Average Monthly Balance of $2,500.
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Receive up to three $50 Activity Bonuses, totaling $150.
†OFFER TERMS
Account Opening Period: April 1, 2026, through June 30, 2026
Reward Period: April 1, 2026, through September 30, 2026
ELIGIBILITY
Clients with an existing Star Plus Checking Account as of March 31, 2026, are not eligible. Clients who close a Star Plus Checking Account at any time during the Account Opening Period are not eligible to reopen an account to qualify for this offer. The Star Plus Checking Account must remain in an open and active status throughout the statement period. If an account remains unfunded for 25 business days, we reserve the right to close that account.
BONUS DETAILS
Welcome Bonus: Make one or more qualifying deposits totaling at least $1,500 to your new Star Plus Checking Account to receive a one-time $50 Welcome Bonus. The Welcome Bonus will be paid to your Star Plus Checking Account at the close of the statement period when required activities are completed within the Reward Period. See terms for details.
Activity Bonus: Use your Texas Capital debit card to complete five (5) or more qualifying purchases totaling at least $300 and maintain an Average Monthly Balance of at least $2,500 to receive up to three (3) $50 Activity Bonuses, totaling $150 during the Reward Period. The Activity Bonuses will be paid to your Star Plus Checking Account at the close of each monthly statement period when all qualifying activities are met. Qualifying debit card purchases must be posted to the account by the close of the statement period to qualify. See terms for details.
Banking Rewarded
At Texas Capital Bank, we believe great banking should be rewarded. That’s why we provide meaningful benefits and continue to recognize your loyalty every day you bank with us.
Comprehensive Digital Banking
Manage your Star Plus Checking account, set spending limits, pay bills, send money with Zelle®1 and deposit checks from your mobile app. It’s banking that works around your schedule.
Personalized Support You Deserve
Get personalized guidance, support and financial expertise from our dedicated financial experts. Connect with us in person, over the phone or send us a message.
Earn Interest on Your Deposits
Your money works for you. Star Plus Checking earns competitive interest automatically.
Surcharge-Free Nationwide ATM Access
Access more than 55,000 surcharge-free2 ATMs nationwide. Plus, we rebate up to $20 per month in out-of-network fees. Banking convenience wherever you are.
FAQs
What is the maximum bonus I can earn?
You can earn up to $200 total — including a one-time $50 Welcome Bonus and up to three $50 Activity Bonuses, totaling $150.
When will I receive my bonus?
The one-time $50 Welcome Bonus will be paid to your Star Plus Checking Account at the close of the statement period when your qualifying deposit total has been reached.
The Activity Bonuses will paid to your Star Plus Checking Account at the close of each monthly statement period when all qualifying activities are met. You can receive a maximum of three (3) $50 Activity Bonus payments, totaling $150 during the Reward Period.
Am I eligible for this limited-time offer?
This offer is available to new Star Plus Checking customers who open an account during the Account Opening Period.
What are qualifying deposits?
Qualifying deposits include direct deposit ACH credits, external bank ACH deposits, in-branch teller cash or check deposits, mobile check deposits, and incoming wire transfers. ATM cash or check deposits, micro-deposits, internal transfers and peer-to-peer (P2P) payments (such as Zelle®, Venmo, PayPal or other P2P platforms) do not qualify.
What are qualifying debit transactions?
Qualifying debit transactions are purchases made with your Texas Capital debit card. Debit card purchases must be posted to the account by the close of the statement period to qualify. Transactions in a pending status at the close of the statement period will not be included as a qualifying debit card purchase for that statement period.
Debit card money transfers, ATM transactions and peer-to-peer (P2P) payments (such as Zelle®, Venmo, PayPal or other P2P platforms) do not qualify.
How do you calculate average monthly balance?
The Monthly Average Balance is calculated by adding the end-of-day posted balance and dividing that sum by the total number of calendar days within the statement period. For new accounts, we only count the number of days that the account was open during the applicable statement period.
For example, if your statement period is 30 days and your end-of-day balances are $20,000 for the first 10 days, $25,000 for the next 10 days and $30,000 for the last 10 days, you would add all daily balances together and divide by 30, the number of days in the statement period. In this example, your monthly average balance would be $25,000.
Will I be taxed on the bonus amounts?
The value of this offer will be reported to the IRS, and the recipient is responsible for any federal, state or local taxes.
Get more from your everyday checking.
With Star Plus Checking, you can earn up to $200 when you open an account and complete qualifying activities — while enjoying the convenience of modern digital banking. See terms for details.
¹To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes. Zelle® and the Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. You must have an eligible Texas Capital Bank checking, savings or money market account to use Zelle®. Your Texas Capital Bank account must be open for 3 calendar days before you are eligible to enroll with Zelle®.
²Surcharge-free guarantee -Texas Capital Bank guarantees you will not pay a surcharge at any Allpoint® ATM. Some locations may have more than one ATM, not all of which are part of the Allpoint® Network. Check the ATM for the Allpoint® logo to ensure it's the right one. If you ever have a surcharge from an Allpoint® ATM, contact us at 1.877.839.2265 or [email protected] and we will refund the surcharge while we check into the error. Please note: If you're prompted to accept a surcharge, press "yes" to accept and proceed with your withdrawal. You will not be charged, or we will refund your fee.
OTHER OFFER TERMS
Limit one offer per customer/account. Offer is available to the primary owner of the new Star Plus Checking Account. The primary account owner is the owner who is assigned to the account and has tax responsibility.
The value of this offer will be reported to the IRS and the recipient is responsible for any federal, state or local taxes.
Texas Capital Bank reserves the right to disqualify or exclude anyone from participating in the promotion for any reason, including suspected fraud or misuse or if suspicious activities are observed. All promotional offers, products and services offered by Texas Capital Bank are subject to updates, modifications and/or termination.
For more information about the rights and responsibilities associated with your Texas Capital Bank Account, refer to our Personal Banking Terms and Disclosures.
Step 1
Open a Star Plus Checking Account between April 1, 2026, and June 30, 2026, and make one or more qualifying deposits totaling at least $1,500 to receive a $50 Welcome Bonus.
Step 2
Complete five or more qualifying debit card purchases totaling at least $300 and maintain an average monthly balance of at least $2,500.
Step 3
Receive up to $150 in Activity Bonuses ($50 per qualifying statement period), bringing your total rewards to $200.