There is a $95 annual membership fee per account enrolled in the Rewards Program. In addition, there may be a nominal redemption fee depending on the reward you choose. Redemption fees will be included in the point value you are quoted at the time of redemption.

You can request enrollment into the Rewards Program. After you start spending with your card, the cash back or rewards points will start accumulating automatically.

Your points will be displayed on the right side of the rewards redemption page. Scroll down to choose how you wish to redeem them.

No. Rewards are non-transferrable.

Redeem points for statement credits, gift cards, merchandise, event tickets, travel and more.

No. After the purchase is made, the retailer will report the information needed to post your rewards.

Points do not expire. If the cardholder account is inactive for 2 years, points will be forfeited.

Rewards are calculated on the net amount of eligible purchases, rounded to the nearest whole. Taxes, special handling charges, returns, freight or shipping costs and any unshipped products aren't included in the rewards calculation. Individual retailers determine eligible purchases.

Rewards typically post to your account within a day of the purchase date. Some exceptions do apply.

Any returns, exchanges or backorders for a transaction may reduce your points.

Yes, in this case the reward points are transferred to the new card.

Sign in to your online account and select the credit card you used.

No. The more you shop, the more you earn.

If payment is not made on the account for more than 60 days, then all rewards will be forfeited.

For Windows, recommended browsers include:
Google Chrome version 99 and later, Microsoft Edge version 99 and later and Mozilla Firefox version 100 and later.

For macOS, the recommended browser is Safari version 14 and later.

You can also reference the Terms & Conditions for complete program details.