As businesses grow and evolve, the demand for smarter, more efficient treasury management systems becomes a strategic priority. From streamlining payments and protecting against fraud to optimizing working capital, treasury management solutions are essential to supporting business evolution. 

At Texas Capital, we work with clients to identify opportunities to modernize treasury operations, enhance internal controls and improve visibility across financial systems. With upcoming changes in capital access anticipated in 2025, now is the time to evaluate whether your current treasury automation strategy is positioning your business for long-term success. 

Why Treasury Modernization Matters Now

Today’s finance teams face more complexity than ever — balancing liquidity, supporting business expansion and coordinating decisions across multiple stakeholders. A modern treasury management system helps connect your ERP system with your bank, allowing your business to automate routine payment workflows in real time, driving greater transparency and reducing risk.

The result? Faster insight into cash positions and the ability to make proactive financial decisions that keep business momentum moving forward, while protecting businesses, and their customers’ data, from fraudsters.

These enhancements help companies automate routine tasks so they can focus on what matters most — growing their business. 
 

Solutions that Evolve with You

Texas Capital delivers scalable, flexible and secure treasury solutions that meet the evolving operational needs of growing businesses. Whether you’re managing liquidity, enhancing cash visibility or modernizing day-to-day financial operations, our Relationship Managers and Treasury Solution Officers work closely with you to align the right treasury tools to your goals, helping you streamline processes, reduce risk and optimize working capital.

Here are a few ways we help clients gain an edge:

• BankNow: Our next-generation online banking platform allows businesses to capture business metrics that help unlock working capital for their business. BankNow allows users to capture real-time payment and liquidity data, while offering industry-leading fraud protection.
• Embedded Banking: Elevate your business’ efficiency with our robust Application Programming Interface product suite. Our API suite allows your business to seamlessly integrate into our premier information and payment systems.
• Commercial Card Program: For middle market and corporate businesses, adopting a commercial card program allows your business to unlock working capital and integrate digital solutions that decrease fraud risk while improving payment efficiency.
• Fraud Protection: According to the 2025 AFP Fraud Survey, 93% of organizations have implemented Positive Pay and identify Positive Pay as the most effective protection against fraud to keep their bank accounts safe. 

Clients face constant change, from rising costs and evolving risk to shifting priorities and market demands. Our approach to treasury management provides the infrastructure and insights needed to stay agile, minimize disruption and move your business forward with confidence.

Embedded Expertise, Local Advantage 

Texas Capital’s treasury solutions are backed by local experts who understand your industry and market. We take a consultative approach, working closely with clients to align solutions with your strategic goals, operational needs and long-term planning.

Let’s Talk

Looking to improve your treasury operations or prepare for future opportunities? Texas Capital is ready to support you with practical insights and tailored treasury management solutions.

Connect with your Relationship Manager to start the conversation today.