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Spend confidently: How Texas Capital Bank’s debit card puts you in control

woman in blue accepting debit card from customer

Smart banking made simple.

Your debit card should do more than just make purchases — it should help you manage your money with clarity and ease. With Texas Capital Bank’s debit card, you get access to smart tools and features that simplify your financial life and give you more control over how you spend. 

Choose a checking account that supports confident spending.

It all starts with the right account. Texas Capital Bank’s Star Plus Checking Account is designed to help you spend with confidence. With no monthly service fees and access to more than 55,000 surcharge-free ATMs nationwide¹, you can manage everyday expenses without worrying about hidden costs.

Star Plus Checking is also interest-bearing, so the money you don’t spend still earns. Whether you’re buying groceries or paying bills, this account gives you flexibility and control — without the clutter of multiple accounts or complicated rewards programs.

And because it’s backed by Texas Capital Bank, you can count on reliable service and secure access to your funds wherever you are.  

Keep your payments predictable with Bill Center.

One of the easiest ways to feel more confident about your finances is knowing your bills are handled with no surprises. Bill Center gives you a centralized place to manage recurring expenses like utilities, subscriptions and insurance, so you’re never caught off guard.

With Bill Center, you can:

  • Schedule payments — Whether one-time or recurring
  • Track your payment history — So you know what’s been paid and what’s coming up
  • Receive reminders — To help you stay ahead of due dates

This visibility helps you plan your monthly budget with confidence. You’ll know exactly when money is leaving your account and why, which means fewer last-minute scrambles and more peace of mind.

Pro tip: Turn on low-balance alerts in Online Banking to avoid overdrafts and keep your account in good standing. It’s one more way Texas Capital Bank helps you stay in control and spend with confidence. 

Use digital banking tools to stay in control.

Texas Capital Bank’s digital banking features give you real-time access to your account and debit card activity. Whether you’re checking your balance or locking your card, you’re always in control.

Here’s what you can do:

  • Monitor your account and transfer funds with Online Banking
  • Use Digital Wallet to add your card to Apple Pay®, Google Pay™ or Samsung Pay®
  • Use Tap to Pay for fast, secure checkout
  • Lock/unlock your card and set transaction alerts with Manage Debit Card
  • Send and receive money with Zelle®2

These tools help you track spending, prevent fraud and manage your money on your terms. You can even set spending limits or receive alerts for card activity, giving you added peace of mind.

Make your debit card your everyday go-to.

Your debit card is ideal for daily purchases — groceries, gas, dining, online shopping and more. It’s secure, widely accepted and gives you instant access to your funds. With mobile wallet integration it’s also faster and safer than ever. 

Ready to spend confidently? 

Explore the Texas Capital Bank debit card and discover how our smart banking solutions can help you take control — and spend with confidence.

We're here to help.

Contact one of our personal banking specialists to determine which combination of products and services is right for you.

Contact Our Experts

Additional Insights 

Additional Insights

Take Charge of Your Debit Card — Instantly and Securely

<p>Take control of your debit card with Texas Capital Bank’s secure, real-time management tools. Instantly lock your card, set spending limits, enable alerts, and protect your finances with enterprise-grade security — all from your mobile or online banking platform.</p>

October 1, 2025 | 6 min

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1Surcharge-free guarantee – Texas Capital Bank guarantees you will not pay a surcharge at any Allpoint® ATM. Some locations may have more than one ATM, not all of which are part of the Allpoint® Network. Check the ATM for the Allpoint® logo to ensure it's the right one. If you ever have a surcharge from an Allpoint® ATM, contact us at 1.877.839.2265 or [email protected] and we will refund the surcharge while we check into the error. Please note: If you're prompted to accept a surcharge, press "yes" to accept and proceed with your withdrawal. You will not be charged or we will refund your fee.   

2U.S. checking or savings account required to use Zelle®️. Transactions between enrolled users typically occur in minutes. Zelle®️ and the Zelle®️-related marks are wholly owned by Early Warning Services LLC and are used herein under license. You must have an eligible Texas Capital Bank checking, savings or money market account to use Zelle®️. Your Texas Capital Bank account must be open for three calendar days before you are eligible to enroll with Zelle®️.